Finding a Dream Home Forever

Finding a Home for Your Needs Today and Forever

If you are ready to move into your “forever” home but you have special needs, keep reading. Here, we will take a look at what you need to know before buying a handicap-accessible or senior-friendly home, whether you have disability concerns today or want to age in place. From the different types of accessible housing to choosing the right agent, tips are just a scroll away.

 Start with the Numbers

 Any time you are planning to buy a home, money will be your biggest limitation. It makes sense to start your search by getting an idea of what your current home is worth if you are going to be selling. You can also use an appraisal calculator to give yourself an idea of what houses in your target area sell for. Keep in mind that there are many variables, and only an official appraisal (and current market conditions) can determine your home’s actual value. Many home buyers opt to take out an FHA loan because of the less stringent credit requirements and low down payment options.

Types of Housing You Should Know About

 In the world of accessible homes, you have four main options. These are universal design, adaptable design, barrier-free design, and aging-in-place design. A universal design home is one that can cater to everyone regardless of age or physical ability. An adaptable home is one that can grow with your needs. A barrier-free design, according to the Universal Design Project, is built for those with physical disabilities. Homes that center on aging in place are meant for seniors and can adapt to age-related needs, such as vision changes and mobility problems.

 You Have to Find a Great Agent

 While you can absolutely search for homes online on your own, you will have the most success by partnering with an experienced real estate agent. The skilled professionals at C&C Real Estate Services will know how to help you find the right price and can also network with their peers and co-workers to find and weed out homes. Remember, just because a property looks good online does not mean that it will work for you in the real world; your agent can spot potential problems that you might not notice in images alone. 

 Know Your Rights

If you have a physical or cognitive disability, the Americans with Disabilities Act offers you many different protections. One of these is that you have the right to accessible housing. Keep in mind, however, that if you are looking for a multi-housing unit, the building must have been built after March 13, 1991; otherwise, it is not required to include things like a wheelchair ramp or hand bars. You also cannot be discriminated against by a listing or buying agent or financial institution based on your status as a person with disabilities.

 New Construction Might Be Your Best Bet

 Depending on where you live and the inventory available, it might make the most sense to build a home for your specific needs. Although this is likely to cost more than buying an existing property, the benefits might quickly outweigh the added financial cost. Not only is new construction more energy-efficient, but you also have to perform less maintenance in the first few years, and your property will be designed specifically for you.

 Whether you are looking for a home to live out your golden years or to accommodate a child with physical disabilities, it is possible to find the right home. Before you start your search, however, get to know the different types of houses available, and make sure to find an agent that can put their experience and expertise to work for you.

Patrick Young